Investment & Saving Plan

What is Private Retirement Scheme (PRS)?

Private Retirement Scheme (PRS) is a voluntary retirement scheme which enables individuals to contribute based on their retirement needs, investment goals and risk appetite.

Why Contribute to PRS?

Additional Retirement Nest Egg

• Acts as an additional nest egg besides EPF to accumulate sufficient retirement savings

Flexible and Affordable

• Flexible contribution amount according to your affordability

• Initial investment of RM1,000 and a minimum of RM100 in subsequent contributions

Money in PRS is Protected from Creditors

• Money in PRS is protected from creditors as stated in Section 139ZA of the Capital Markets and Services Act (CMSA)

Tax Incentive

• Allows you to enjoy personal tax relief1 of up to RM3,000